WING HANG CREDIT has launched a loan package to help property owners emerge from negative equity. Negative equity cases rose from about 9,000 in December to more than 14,000 at end-March, it said. The Negative Equity Owner Assistance Programme provides unsecured loans at interest rates starting from prime plus 0.5 per cent. Handling fees are 1 per cent of the unsecured loan amount with no need for mortgage insurance. The loan amount and tenure will depend on the customer's repayment ability.