Shopping is fun but costly
You have been reading the money column in Young Post for several months and you have tried to draw up a budget. But this is too hard: the money in your wallet and all the good resolutions seem to vanish every Saturday afternoon when you go shopping.
Let's face it: shopping is so much more fun than counting your money and keeping it for later. For many of us, shopping is more than buying useful things - it is a way of spending our free time, whether alone or with friends. And we end up spending a lot of money as well.
How could you curb your shopping habits without being frustrated?
Money is a limited resource. Whatever you buy on impulse means less money for another purpose. For example, if you buy a new video game, you may not be able to go out on Sunday or buy a present for your friend's birthday.
When you shop, your choices might be influenced by all the cool and attractive things that surround you.
Be clear on your goals and what you really want to do with your money. Write down your targets on a little card and keep it in your purse. If you are tempted to buy another nice T-shirt, read your goals to remind you that it could delay a scheduled trip to an amusement park next month.
Keep a cool head and don't let advertising or friends make you accumulate material things and miss your goals!