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Take care, don't ruin a great deal

Sophie Paine

Even if internet shopping can help you choose more rationally, be careful when you buy online.

Check the site's payment security: some people have had their credit card information stolen when they shopped online. Make sure that the website uses 'SSL' encryption.

Only enter your credit card information on a website address starting with: https:// to ensure your transaction remains private. Some banks offer a specific credit card number each time you shop online to avoid fraud.

Don't shop online on public computers which could retain your data. Use strong passwords with upper and lower case letters and numbers. Identity theft can be an issue.

Be careful with 'spyware'. Make sure you shop on known websites; check their reputation by reading customers' reviews.

Choose the best shipment option: don't ruin a great deal with costly delivery charges.

Check the product return policy. Find out where you can send back the product if you are not happy with it. Keep the order and invoices. This is your proof of purchase. Check the amount debited on your credit card statement. Make the most of online shopping - compare prices and check your expenses with your budget.

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