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StanChart holds off on minibond provisions

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Amanda Lee

Standard Chartered Bank, which expects double-digit income growth this year, plans no further provisions to compensate customers of its Lehman Brothers derivative products.

The decision comes after the British bank agreed to a HK$1.48 billion payback plan for the products with Hong Kong's regulators this week.

The bank, which focuses on Asia, sold more than HK$5 billion of equity-linked notes issued and guaranteed by Lehman Brothers between August 2006 and June 2008, of which HK$2.19 billion remains outstanding.

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It has already twice made provisions to repay customers who made losses when Lehman filed for bankruptcy in 2008. Its 2010 annual report included the remaining payment agreed with the regulators, the bank said.

According to a statement by the Securities and Futures Commission, Standard Chartered has 2,515 outstanding structured products issued by Lehman and they are held by 2,234 individual customers with the bank.

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Equity-linked notes are a type of derivative product comprising unsecured debt issued by investment banks. The return of these derivatives is often linked to the performance of a basket of stocks.

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