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Property Smarts

It is not that Hong Kong girls are materialistic; it's just that they are smart. And in Hong Kong, that means they are smart with money.

Graduating from college several years ago, Roni Leung spent her first few years researching the property market and purchasing land for one of the major developers in town. Although not an estate agent, she decided to spend her weekends studying for an estate agent's licence.

'I want to know how one should look at property and decide on its value,' says Leung, who recently became a financial analyst. 'And I read a lot of books and newspapers on the property market and finance. I wanted to equip myself for a better career and for a better life.

'If you don't invest your money wisely, it will just depreciate in value. So if you have located a property, or a stock of good quality and good yield return, just buy it. It can only grow in value over time. It is very straightforward.'

Leung first invested in property in Causeway Bay with her family when she was in her mid-20s. Some of her friends set up a company together to jointly invest in properties, making the most of the market opportunities.

'Growing up in Hong Kong, one can't afford not to know about property and finance,' Leung says. 'It is just common sense, getting to know the world you live in.'

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