Last year's population census has revealed that 60 per cent of Hong Kong's 1.2 million households that own and occupy their homes do not pay mortgages. A total of 3.6 million people live in private housing, while the remaining 4.5 million live in public or subsidised housing. Compared with 10 years ago, fewer people are living on Hong Kong Island or in Kowloon, while more are living in the New Territories, at 52.2 per cent.