Smart Money: Resources for improved financial planning

PUBLISHED : Monday, 08 October, 2012, 12:00am
UPDATED : Monday, 08 October, 2012, 12:20am

Resources for improved financial planning

Why buy expensive personal finance software when you can use this free application? This money management tool is designed to keep track of all of your expenses and accounts. It is ready for desktop computers, mobile phone or iPads so you can supervise your budget from anywhere. The site offers text or e-mail reminders when bills are due. Charts show your spending and saving trends so you can see if you're meeting goals.

This is an unlikely site designed by the American Institute of Certified Professional Accountants. It is very helpful in guiding you through personal financial decisions through each stage of life. Almost all stages and events are covered in sections from college savings to personal financial crisis ("I'm getting laid off. How an I going to survive financially until I find another job?'). The basic concepts, all from accountants are comprehensive and sound. Best of all, the advice is free.

How much money do you need before it is worth hiring a financial planner? How do you save enough money to start financial planning? Wesabe provides monitored discussion groups covering topics from saving to spending without political or economic context.