Smart Money

Good resources for saving money

PUBLISHED : Monday, 12 November, 2012, 12:00am
UPDATED : Monday, 12 November, 2012, 2:31am

Each week, this site offers tips to help save money, increase productivity or simply boost your spirits. Categories such as "earning and saving money" and "how to earn money by writing and blogging" encourage you to make small changes in your habits. Remedial sections apply the brakes to reckless spending.

The site strictly offers "financial talk for the rest of us" and avoids personal finance theories. Turning your financial life around, one tip at a time, requires discipline and regular visits to this site to tune up your regimen. Many psychological rules are invoked, such as a "30-day waiting period" before buying anything unnecessary, to prevent you from destroying your budget. Instead of advising you on how to save on purchases, it bluntly shows how to avoid them and tells you what actually works.


Live and Work in Hong Kong

This comprehensive book by Rachel Wright is not only a practical and effective primer for people new to Hong Kong, but an incisive resource for residents to keep their lifestyles in check. Wright organises the book into living, working and leisure. Unlike travel guides that masquerade as lifestyle books, it shows you the costs of living almost every conceivable lifestyle and how to extract the best value.