Smart Money

Resources for planning for 2013

PUBLISHED : Monday, 17 December, 2012, 12:00am
UPDATED : Monday, 17 December, 2012, 5:31am

Preparing your personal finances for 2013 is not easy. This site is pessimistic about the odds of avoiding a recession next year and aggressively optimistic about what investment plays could be profitable. The site thinks the global economy is on the verge of a seismic shift and, with the proper guidance, investors can prosper. Its feature on "How to prepare for recession 2013" is thought provoking, to say the least.

Dimespring fosters a web community with wide backgrounds and interests in personal finance who share viewpoints and experiences. It blends information from authoritative financial and news organisations and individuals. Recent features include a discussion of what the fiscal cliff will mean to the average person next year.

Blunt, practical and belligerent (like a sports coach), this site focuses on difficult and controversial family issues such as how to survive bankruptcy, and overwhelming student loans payments. The site recommends improving your discipline in key areas of building savings and wealth. It shows how you can improve your credit rating and bolster your cash cushion to protect your family from uncertainties in the current world economy.