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  1. Students need to dump credit cards

    Posted Jul 12th 2012, 12:00am

    ... After reading an article about students being caught in credit card traps, it made me wonder who is most responsible for this. I think it is more the fault of university students ... their children how to use their money wisely. With some assistance, I think students would be mature enough to resist the attraction of credit cards. Also, they should realise that they are not really ...

  2. 42pc of students in the red

    Posted Sep 27th 2004, 12:00am by Staff Reporter

    ... Helen Wu About 42 per cent of university students are in the red and 11 per cent have a monthly credit card debt of $3,599 on average, a survey has revealed. A further 23.9 per cent ... Chi-ying, supervisor of the Caritas Family Crisis Support Centre, said the strategy of many banks to promote credit cards among students might be encouraging them to overspend. 'Most banks ...

  3. Students responsible with dollars and cents

    Posted Oct 09th 2004, 12:00am by Staff Reporter

    ... Of the more than 40 per cent who had two or more credit cards, nearly 90 per cent rarely charged to the limit, and about 85 per cent almost always fully repaid their bills. Only 77 respondents ... about the full terms and conditions of their loans and credit cards. Forty-five per cent of respondents said they knew nothing or very little about the terms of their credit cards and loans, ...

  4. Environmentally friendly credit card to make schools green

    Posted Feb 25th 2008, 12:00am by Elaine Yau

    ... Elaine Yau Ten schools will get roof gardens thanks to the launch of an environmentally friendly credit card. HSBC's Green Credit Card scheme is due to be launched in April and aims to raise the environmental awareness of its customers and local students. The credit card is the first of its kind introduced in the local market. It is made of an environmentally friendly material ...

  5. University accused of using student IDs to get credit cards

    Posted Dec 22nd 2008, 12:00am by Staff Reporter

    ... Vivian Wu A university in Xian secretly used the personal information of at least 11,000 students to apply for credit cards as a return favour for a bank loan, the mainland's media ... in the capital of Shaanxi province , applied for the credit cards at a city branch of the Industrial and Commercial Bank of China from April to July without informing the students, according ...

  6. Should students have credit cards?

    Posted Mar 28th 2007, 12:00am by Phoenix Lee, Wong Hei

    ... Nicholas Wong Hei, Phoenix Lee Ching-kwan Nicholas Wong Hei, 17 Sing Yin Secondary School Yes, the main reason being that they are convenient. This is why adults need credit cards too. Credit cards are different from EPS. EPS only allows you to buy things with the money you have. Unlike credit cards, you cannot pay in instalments. People might argue that we should not buy ...

  7. Students warned on repaying credit cards

    Posted Sep 22nd 2004, 12:00am by Staff Reporter

    ... Vivien Cui University students in Beijing have become the new targets of the country's growing credit card business, but they are being warned that poor credit records may hurt their careers. The Guangdong Development Bank, which launched the first nationwide credit cards for students at Peking University this week, has appointed Golden Credit Rating to establish a database ...

  8. Rich kid, poor kid

    Posted Jan 23rd 2007, 12:00am by Patsy Moy

    ... told him to wait until Christmas or his birthday, but he asked, 'Why don't you use your credit card?' So I realised that kids have all these misconceptions about money,' Paine says. 'Children think things paid by credit cards are free and a credit card isn't money.' It's a basic course designed to teach children how to prioritise ...

  9. Debt forces university students to find work

    Posted Nov 13th 2004, 12:00am by Judy Ngao, Linda Yeung

    ... Judy Ngao and Linda Yeung More are relying on part-time jobs to pay their way at the expense of studies as loans and credit card bills increase Nearly 50 per cent of Hong Kong students ... to pay their way. It reveals 42.2 per cent of university students in debt and 23.9 per cent saying they faced financial difficulties. Eleven per cent had average monthly credit card debts ...

  10. Have your say

    Posted May 07th 2007, 12:00am by Staff Reporter

    ... think about. Michelle Chui Jockey Club Ti-I College Credit card traps Students should not be allowed to have credit cards. According to a survey, many students had declared bankruptcy after they had used their first credit card. How can they go bankrupt when they are only 18 years old? It is because they buy things they want but do not need. They overspend and go bankrupt. ...




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