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  • September 20, 2014
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  1. Business - Comment - LAI SEE

    It's Christmas again with David Webb's Arts Optical tip

    Posted Aug 21st 2014, 01:26am by Howard Winn

    ... of 3,000 consumers in 22 cities, mainland Chinese still prefer cash to credit. While almost 391 million credit cards had been issued as of the end of 2013 in China, that amounts to only 0.29 card per person, according to People's Bank of China statistics. The survey of mainstream urban consumers also revealed that nearly half the respondents (47 per cent) do not have a credit card ...

    http://www.scmp.com/business/article/1577980/its-christmas-again-david-webbs-arts-optical-tip
  2. Business - Comment - LAI SEE

    We will die poorer than our parents, says Marc Faber

    Posted Sep 20th 2014, 05:10am by Howard Winn

    ... trillion. Total credit in the world has increased by 30 per cent since 2007. Faber cited the exploits of one of Hong Kong's former financial secretaries, John Cowperthwaite, who is often credited as the architect of Hong Kong's economic miracle in the 1960s and '70s. When asked later how he did it, Cowperthwaite responded that essentially he did nothing. He let people get ...

    http://www.scmp.com/business/article/1596365/we-will-die-poorer-our-parents-says-marc-faber
  3. Business - Comment - LAI SEE

    Structural change in United States will impact on China

    Posted Sep 17th 2014, 05:39am by Howard Winn

    ... for commodity prices and emerging market economies. Some could face credit shocks and even bankruptcy. The most likely are Eastern European countries, Turkey and South Africa. This is unlikely ...

    http://www.scmp.com/business/article/1594169/structural-change-united-states-will-impact-china
  4. Business - Comment - LAI SEE

    HSBC apologises for UnionPay ATM-card fiasco in Hong Kong

    Posted Jun 07th 2013, 12:00am by Howard Winn

    ... individually. In the meantime, HSBC customers can link their bank accounts to their Visa/MasterCard credit card to use the ATM services of the PLUS/Cirrus network." HSBC's problems started ... Howard Winn HSBC apologises for ATM card fiasco but dilly-dallies still Ever since HSBC started sending out its new ATM cards with an embedded chip, internet chat rooms and our own ...

    http://www.scmp.com/business/article/1255069/hsbc-apologises-unionpay-atm-card-fiasco-hong-kong
  5. Business - Comment - LAI SEE

    Even for the Black Card, it's a bit rich of Amex to double fee

    Posted May 30th 2013, 12:00am by Howard Winn

    ... Howard Winn The American Express Centurion Card- informally known as the Black Card- recently sent out a nice letter to its users but with a sting in the tail. The Black Card is, as Forbes describes it, the Bugatti of credit cards and use is by invitation only. As Amex says on its website: "Rarely seen, always recognised." It goes on to say, "Available by invitation ...

    http://www.scmp.com/business/article/1249237/even-black-card-its-bit-rich-amex-double-fee
  6. Business - Comment - LAI SEE

    Nightmare airport ride darkens Black card reputation

    Posted Jun 26th 2013, 12:00am by Howard Winn

    ... have to present your HSBC credit or debit card. However, as one wag writes, given the problems over its ATM card and China UnionPay, the question is, "Will the card work?" ... Howard Winn howard.winn@scmp.com We are still receiving complaints from holders of the American Express Centurion Card- the so-called Black card. Centurion Travel Services (CTS) appears ...

    http://www.scmp.com/business/article/1268913/nightmare-airport-ride-darkens-black-card-reputation
  7. Business - Comment - LAI SEE

    Where does the truth lie in McDonald's 'lack of clarity'?

    Posted Jul 29th 2014, 01:26am by Howard Winn

    ... with the company's logos and signage with the executives identified by cards bearing their names and titles. However, at Sunday's press conference there was no corporate signage and the famous McDonald's logo was nowhere to be seen. All the attendant executives, aside from Hong Kong managing director Randy Lai Wai-sze, were anonymous without the usual identifying cards. Interestingly ...

    http://www.scmp.com/business/article/1561430/where-does-truth-lie-mcdonalds-lack-clarity
  8. Business - LAI SEE

    Entertaining insights into China's state capitalism

    Posted Jul 09th 2014, 05:20am by Howard Winn

    ... dwelling on topics such as credit expansion and the property boom. He is scathing of state-owned enterprises: "A vast majority of the state-owned companies either squander their advantages, ...

    http://www.scmp.com/business/article/1549968/entertaining-insights-chinas-state-capitalism
  9. Business - Comment - LAI SEE

    Hang Seng Bank's solution to the UnionPay problem

    Posted Jan 16th 2014, 11:34pm by Howard Winn

    ... MasterCard/Cirrus/HSBC networks around the world. To get the card, customers can visit Hang Seng branches or call the Hang Seng credit card service hotline.   Beware toxic clouds We recently noted that officials ... Howard Winn Readers may recall that last year we had occasion to write extensively about HSBC's ATM card and the UnionPay fiasco. Today we are revisiting the story but it is Hang Seng ...

    http://www.scmp.com/business/article/1407151/hang-seng-banks-solution-unionpay-problem
  10. Business - LAI SEE

    Old school politician Macfarlane tells it like it is on carbon tax

    Posted Jul 01st 2014, 04:05am by Howard Winn

    ... is the latest and the biggest in a number of big fines in excess of US$1 billion the banks have paid to regulators to avoid being tried for their misdeeds. In May, Credit Suisse was fined US$2.6 billion ...

    http://www.scmp.com/business/article/1543891/old-school-politician-macfarlane-tells-it-it-carbon-tax

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