• Tuesday
  • July 29, 2014
  • Last updated: 8:04pm
Hong Kong




Refine Your Search

Sort by

Related Keywords

Search Results

Results 1 - 9 of 9 for health

Search results

  1. Business - Money - ASK MELANIE

    Back-up medical plan a popular choice

    Posted Jul 22nd 2013, 12:00am by Melanie Nutbeam

    ... medical plan a popular choice I'm 45 and my annual health checks are great with no hint of the heart problems that killed my Dad and his Dad. My wife is 47 and in good health but smokes. My ... setback, this will make future cover difficult, or impossible, and certainly more expensive. The key is to lock in your current health status now so you are not excluded from cover later if your ...

  2. Business - Money - ASK MELANIE

    Grasp your priorities in life with a budget

    Posted Jul 29th 2013, 12:00am by Melanie Nutbeam

    ... heads, food on the table, decent education and health care- if we are then going to meet our full potential. Financial planning is about creating the means to get to that greater goal. So ...

  3. Business - Money - ASK MELANIE

    Swapping Hong Kong for the UK. An adviser here or there?

    Posted Mar 11th 2013, 12:00am by Melanie Nutbeam

    ... on investments, cost of investing, tax and drawdown on capital to meet unexpected expenses. Living costs may decline if you are less active in later life, but health costs may increase. Downsizing ...

  4. Business - Money - ASK MELANIE

    Ask Melanie: How to avoid falling off your own fiscal cliff

    Posted Dec 31st 2012, 12:00am by Melanie Nutbeam

    ... subscriptions and memberships, health and beauty, clothing, travel and insurance are key groupings for most people. Divide lump-sum expenditures like travel by 12 to come up with a monthly average. ... further and plot actual income and outgoings on a 12-month spreadsheet. This will show when lump-sum payments for things like health care cover, insurance, travel and holiday spending crop up. ...

  5. Business - Money - ASK MELANIE

    Ask Melanie: Critical Illness Cover

    Posted Nov 19th 2012, 12:51am by Melanie Nutbeam

    ... liquidity, objectives and health history. The cost will depend on how much cover you arrange and on your age, sex, health, recreational pursuits and policy benefits. Most policies cover about 30 ...

  6. Business - Money - ASK MELANIE

    Making a cautious case for insurance-linked annuity plans

    Posted Nov 05th 2012, 12:00am by Melanie Nutbeam

    ... longevity rates of policyholders, and run the numbers. Your bet is on personal health and a long life. Twenty years ago, annuities were complex, expensive and generally a bad deal. You effectively ...

  7. Business - Money - ASK MELANIE

    Ask Melanie: plan for your retirement

    Posted Oct 08th 2012, 12:00am by Melanie Nutbeam

    ... that as an option not a necessity. That's wise given our ability to stay employed depends on factors sometimes out of our control, such as health, permanent shifts in the job market and the economy. ...

  8. Business - Money - ASK MELANIE

    Are you saving too much, or not enough, for your retirement?

    Posted Sep 24th 2012, 12:11am by Melanie Nutbeam

    ... of forced savings. Credit card debt is hugely expensive, so pay this debt first. Make sure your budget includes health care and insurance. Our ability to earn is usually our greatest resource, so ...

  9. Business - Money - ASK MELANIE

    Ask Melanie: Should we wait to buy our dream home?

    Posted Oct 22nd 2012, 12:00am by Melanie Nutbeam

    ... your wife has insurance in place in case of ill health or death and that at least 70 per cent of your pension will be paid to your wife on your death. Looking towards your wife's ...



SCMP.com Account