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  • October 25, 2014
  • Last updated: 1:30pm
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  1. Comment - Insight & Opinion - WHITE COLLAR

    What's in a name? Some insurance policies smell too sweet

    Posted Aug 11th 2014, 12:19pm by Enoch Yiu

    ... banning products from being called life insurance if the life coverage is too low. New guidance issued by the Office of the Commissioner of Insurance last week on investment-linked insurance ... insurance policies", as they are called in the industry, provide only 1 per cent of the account's value for life protection. Because ‘bonds’ sound like a safe investment, and if a bond ...

  2. Comment - Insight & Opinion - WHAT THE MAINLAND MEDIA SAY

    Widely varying payouts for fatal accidents in cities, countryside spark outrage

    Posted Oct 19th 2014, 04:31am by MANDY ZUO

    ... Mandy Zuo A vestige of the hated hukou system, insurance payments for fatal accidents vary widely between city and country 'Same life, different price' payouts spark outrage How much is a life worth? On the mainland, the answer depends on whether a person is from the city or countryside. Despite the elimination of the decades-old distinction between urban and rural ...

  3. Comment - Letters

    Strengthen licence requirements for insurance agents

    Posted Jul 19th 2014, 04:04am by LETTERS

    ... investment-linked assurance schemes (ILAS), when buying term life insurance and directly investing in index funds or unit trusts can guarantee higher returns and lower risk, at a fraction of the cost? Two ... are not competitive. It's almost never in anyone's interest to purchase an ILAS product (or whole life insurance, for that matter). The only reason these products have been distributed so widely ...

  4. Business - Comment - WHITE

    Insurers should always act in clients' best interests

    Posted Jul 08th 2014, 01:10am by Enoch Yiu

    ... for Life Insurance Replacement, which was issued in 2010 and has the same principle of acting in the best interests of policyholders. Since then, we have not heard of many policyholders rushing to sue their insurers or salesmen. The Life Underwriters Association has also published a Code of Ethics. Clause 1 of their Code reads: "A life underwriter shall place the interests of his ...

  5. Comment - Insight & Opinion

    Occupy protests have revealed how to improve the quality of city life

    Posted Oct 13th 2014, 02:19pm by Peter Kammerer

    ... Peter Kammerer Peter Kammerer says one thing the Occupy protests have shown us is how we can make changes to really improve things in our city Island idyll The dire consequences of the Occupy movement on Hong Kong haven't materialised as the doomsaye ...

  6. Business - Banking & Finance - WHITE COLLAR

    Give new insurance regulator power to examine pay and products

    Posted Jun 02nd 2014, 11:47am by Enoch Yiu

    ... of stockbrokers and fund managers have to be licensed by the Securities and Futures Commission. This makes sense, as many insurance salespeople at agencies and banks now sell not only simple life ... Enoch Yiu New authority should also look at employer's role in mis-selling, with pressure on agents Insurance regulator needs broader reach The legislative process for setting up ...

  7. Business - Economy - MACROSCOPE

    Ignoring mental illness treatment creates an economic burden for us all

    Posted Oct 23rd 2014, 06:25am by DAVID DODWELL

    ... workdays are lost in the US every year because of depression and other mental sickness. The price tag- up to US$44 billion in lost productivity and insurance payments alone. In Britain, ... 7 per cent of national income. The WHO measures the mental illness problem in terms of disability-adjusted life years, or "DALYs"- years lost due to suicides, other premature death, ...

  8. Business - Comment - LAI SEE HOWARD WINN

    Umbrella Movement allows tycoons to occupy Central

    Posted Oct 10th 2014, 06:10am by Howard Winn

    ... with the fund. The fund is a traded life policy investment, which acquired and traded in outstanding life insurance policies issued in the United States. It is not a product authorised by the SFC. ... to an SFC statement, Lawrence was fined HK$900,000 for failings relating to his sale of the EEA Life Settlements Fund to clients. The SFC said its investigation found Lawrence had sold the fund ...

  9. Comment - Insight & Opinion

    Why Chinese entrepreneurs are no force for democratic change

    Posted Oct 23rd 2014, 03:18pm by JAMES FISHBACK

    ... safeguarded by law. Instead, entrepreneurs face restricted access to basic sources of credit and insurance, and are denied the chance to vote for political leaders who could defend material interests ... bureaucratic system is instructive. China may not see defining democratic change any time soon, but calls for basic access to public goods, credit and insurance policies should not be forgotten. James ...

  10. Comment - Insight & Opinion - OCCUPY CENTRAL

    Brutal policing of protests undermines Hong Kong's unique way of life

    Posted Oct 03rd 2014, 12:08pm by EVAN FOWLER

    ... created the situation, miss the mark. They do not understand why Sunday was, without doubt, the saddest and most shameful day of my life. It may have been a miscalculation by our police ... is what was enshrined in principle in what we were promised. It is not recognition of two economic systems that are enshrined in the Basic Law. It is two ways of life. Yesterday morning I watched ...




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