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  1. How to do a budget

    Posted Nov 19th 2007, 12:00am by Staff Reporter

    ... A budget is like a map to help you navigate your way safely and avoid getting lost. 1 List all your expenses. You need to include everything. 2 For a week or a month, note down all that you spend, by category (food, clothes...). 3 By looking at how much you spent, anticipate how much you plan to earn and spend for the coming months. 4 Don't forget the expenses that you ...

    http://www.scmp.com/article/616301/how-do-budget
  2. Home sales tipped to tumble, office rentals to stay strong

    Posted Dec 08th 2010, 12:00am by Sandy Li

    ... expected investors would shift their focus to the office market which, in turn, would accelerate the pace of rental growth. Gavin Morgan, international director and head of markets for Hong Kong, believed office rentals would remain on a strong upward trend next year, rising by 30 to 35 per cent in the overall market. The rise was on top of Jones Lang LaSalle's estimate of 27.5 per ...

    http://www.scmp.com/article/732777/home-sales-tipped-tumble-office-rentals-stay-strong
  3. Manage your affairs for marital bliss

    Posted Mar 08th 2008, 12:00am by Staff Reporter

    ... at the start of the relationship. One person may regard expensive dinners and designer clothes as a necessity, while the other sees them as a waste of money. That can lead to conflicts about spending ... be required. If you are uncertain about what to budget, study your monthly expenses- and don't hide anything. It makes good sense to include 'savings' on your list of expenses. That way, ...

    http://www.scmp.com/article/628995/manage-your-affairs-marital-bliss
  4. Fall in Tokyo office rental yields prompts funds to look elsewhere

    Posted Apr 26th 2006, 12:00am by Yvonne Liu

    ... grade-A offices as rental yields fall behind the price appreciation of these properties, according to property consultants. Some were switching to non-office assets in the hope of achieving higher ... provide higher rental yields,' said Noboru Hirabayashi, global corporate services senior manager at DTZ Debenham Tie Leung. He said rental yield of grade-A offices in Tokyo had fallen ...

    http://www.scmp.com/article/546318/fall-tokyo-office-rental-yields-prompts-funds-look-elsewhere
  5. Time to change overall housing and land supply policies

    Posted Oct 04th 2010, 12:00am by Staff Reporter

    ... and rentals of public housing, and commercial property, where high rentals are the major business expense and minimum wages are only secondary. We need to ensure Hong Kong becomes a more equitable ... and rents. The current balance of approximately 50 per cent of public rental and subsidised housing in Hong Kong is a good mix, but the government's overall housing and land supply policies must ...

    http://www.scmp.com/article/726519/time-change-overall-housing-and-land-supply-policies
  6. Expensive liquidity concerns investors

    Posted Sep 16th 2007, 12:00am by Nevin Nie

    ... of things getting even worse and worry about increasingly expensive liquidity in the market, are also seeking opportunities to make good bets in a dampened market. '[At present] all the news ... not be enough to revive the credit market soon. 'A rate cut by the Fed is not enough. There is a bigger liquidity crisis here. Liquidity is expensive now and the situation is as serious as the one ...

    http://www.scmp.com/article/608018/expensive-liquidity-concerns-investors
  7. Expensive habit

    Posted May 21st 2004, 12:00am by B.J. Lee

    ... and the reason for the entertainment in order for the expenses to be eligible for tax exemption. Despite years of vigorous government efforts to increase management transparency and root out business-related corruption, entertainment has been growing steadily, and is often used as a front for tax evasion and shady deals. Lavish meals and drinks, and expensive rounds of golf are particularly ...

    http://www.scmp.com/article/456480/expensive-habit
  8. Home rents to drop at top end of town

    Posted Dec 20th 2011, 12:00am

    ... and abroad. Prestige home rentals in Hong Kong could fall between 5 per cent and 20 per cent as demand from previously cashed-up tenants, particularly those in the banking and finance sectors, ... announced plans to reduce staff worldwide. HSBC, Hong Kong's biggest bank by deposits, will cut 3,000 jobs in the city over the next three years as part of its plan to trim expenses throughout ...

    http://www.scmp.com/article/988269/home-rents-drop-top-end-town
  9. Useful facts before buying

    Posted Sep 28th 2007, 12:00am by Mark Armsden

    ... properties Capital gains tax There is no capital gains tax Tax on rental income You have to report the total rent received from the tenant Financing Foreigners earning foreign income can borrow up ... and Lloyds TSB Multicurrency offshore loans permitted through local and foreign banks in Singapore Other Expenses A one-time legal fee of about S$3,000 (HK$15,500) per transaction ...

    http://www.scmp.com/article/609496/useful-facts-buying
  10. Buying holds hidden costs despite low interest rates

    Posted Oct 29th 2003, 12:00am by Peggy Sito

    ... in Hong Kong falling to historically low levels, a growing number of tenants believe it is wiser to buy. Instead of paying a monthly rental, they prefer to use the lump sum to cover ... than renting, taking into account current low interest rates,' said Midland Realty sales director Jeffrey Ng. Taking an apartment worth $4 million as an example, interest expenses ...

    http://www.scmp.com/article/432780/buying-holds-hidden-costs-despite-low-interest-rates

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