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Lisa Lim

Language Matters | Where the word ‘shroff’ came from, and its many meanings

Money changer, silver expert, customs officer, court money collector, cashier’s office – a word originally borrowed by English from India, which coined it from Arabic, has meant different things down the years

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A queue at a Transport Department shroff in Hong Kong. Photo: SCMP

As far back as the early 1600s, the word “shroff” – including the forms “shrofe”, “sheroffe” and “sheraff” – has been used in the English language. It was documented in colonial writings on India, referring to local Asian bankers or money changers in the British East Indies. The word entered English via the Anglo-Indian English “sharaf”, but its origins lie in the Arabic صَرَّاف ‎ṣarrāf (“money-changer”), entering Persian as ṣarrāf, and Gujarati as šaraf in the period of Perso-Arabic influence over the language during the mid-13th to mid-19th centuries of Persian Muslim rule – the Delhi sultanate and the Mughal empire – in the Indian subcontinent.

It entered Portuguese as xaraffo during the European coloniser’s long occupation in India from the mid-16th century – referring to customs officers and money-changers, and also providing us with xarafaggio (“shroffage”, the xaraffo’s commission), as noted in a 1585 colonial report from Goa. With Indo-Portuguese being the lingua franca not only between the Portuguese and locals but also adopted by subsequent European travellers and colonisers, numerous Anglo-Indian words were introduced via this language variety.

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In Hong Kong English today, shroff means cashier, cashier’s office or payment booth.
In Hong Kong English today, shroff means cashier, cashier’s office or payment booth.

In the Far East, “shroff” also referred to a native teller or silver expert employed by mercantile establishments to inspect and detect a bad coin, or the act of examining a coin to separate the genuine from the base. Shroffing schools teaching the art in Canton are documented in a 19th-century glossary.

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