Black beauty

It's more than just a black card. The American Express Centurion card claims to be "rarely seen, [but] always recognised". Whether that's the case or not, there are some clear perks to holding the coveted card, the latest of which include a one-night complimentary stay at various The Peninsula Group hotels, access to a designated yacht, subsidised golf programmes and airport quick check-ins at popular travel locations, including Bali, Phuket and Frankfurt.

Of course, the existing benefits, such as access to members-only clubs in Hong Kong, are still available. Available at HK$38,800 per year and a one-off HK$38,800 joining fee.