Expert Q&A | South China Morning Post

Does adding children's names to the deeds of a Hong Kong flat involve any duty or tax?

My husband and I have owned our flat here for more than 35 years. For succession planning, we would like to add the names of our two children (living and working abroad) to the title deeds of the...

Calling all retiring types: make sure your superannuation fund stays super

We plan to retire to Australia in five to 10 years. Should we transfer our monthly surplus to an Australian superannuation fund so we don't pay as much tax when we're there?

Ask Melanie: New Year's evolution

What strategies should I consider in 2013 to shore up financial security?

Here's a programme for the next 12 days, weeks or months.

Ask Melanie: How to avoid falling off your own fiscal cliff

We often dip into our investment capital to supplement a lifestyle the whole family takes for granted. This worries me as my husband semi-retired on the strength of my package, which is now...

Ask Melanie: Why you should afford to be charitable

We would like our family budget to include giving to charities. How should we incorporate this?

Giving is often spontaneous. Things happen over the course of a year that tug at the heart...

Ask Melanie: a new year, a new financial plan

I'm determined to get on top of my finances in 2013. Where should I start?

Ask Melanie: How to maximise pleasure without emptying your pockets

Christmas and Lunar New Year are a blowout season for me: eating, drinking, presents, and an expensive pilgrimage to family overseas. My bonus has paid off overindulgence in previous years, but...

Ask Melanie: Home contents insurance

Is it really worth insuring my home contents?

Ask Melanie: Writing a will

How do you write a will?

A will aims to honour your final wishes. Those wishes usually cover to whom you pass your assets, who is responsible for ensuring this happens and how your remains...