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Mandatory Provident Fund (MPF)
Hong KongHong Kong Economy

Hong Kong business costs change and MPF plan is no different, labour minister says

Official in charge of plan forcing employers to pay their employees’ retirement fund out of pocket argues advance warning gives firms time to adjust

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Members of the Federation of Trade Unions demand measures from the Hong Kong government to scrap the MPF offsetting mechanism. Photo: David Wong
Tony Cheung

All firms in Hong Kong face changing business costs, so they should be able to cope with officials’ advance warning to dig deeper into their own pockets to pay employees’ severance and long-service payments, the city’s labour minister said on Sunday.

Dr Law Chi-kwong cited this rationale in explaining why the government was unlikely to extend the 12-year period during which companies could get subsidies from a HK$17.2 billion (US$2.2 billion) commitment after it scrapped the offsetting mechanism in the Mandatory Provident Fund (MPF) scheme.

Currently, employers match the 5 per cent of salaries that workers must contribute to the compulsory fund, and companies are now ­allowed to withdraw from MPF accounts to “offset” long-service or severance payments.

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Secretary for Labour and Welfare Law Chi-kwong has expressed receptivity to employers’ concerns. Photo: Winson Wong
Secretary for Labour and Welfare Law Chi-kwong has expressed receptivity to employers’ concerns. Photo: Winson Wong
But after efforts by the previous administration failed, officials last week announced a proposal to do away with the mechanism. In addition to regular MPF payments, employers would need to set up a savings account and contribute the equivalent of 1 per cent of employees’ wages to cover relevant payments in the long term.
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“Most employers only need to spend 12 years to pay 1 per cent more in business costs for when offsetting is abolished,” Law said. “Ask any businessman. They probably need to adapt to bigger cost changes each year.”

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