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Hong KongLaw and Crime

Hong Kong Monetary Authority mulls using facial recognition and fingerprint technology in ATMs

Security boost follows Macau’s adoption of the technology, amid central government worries over financial crime

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Norman Chan said the HKMA was ‘merely studying this new technology’. Photo: Felix Wong
Phila Siu
The Hong Kong Monetary Authority confirmed on Monday that it would look into using facial recognition or fingerprint technology in the city’s cash machines to beef up financial security, as doubts remain whether such biotechnologies are mature and safe enough.
After an exclusive Post report that local banks may need to boost ATM security in the battle against financial crime and money laundering, following the footstep of Macau, the authority said it would study if the use of facial recognition is “reliable and useful”.
We will be studying this technology to see if this can enhance security
Norman Chan Tak-lam, Hong Kong Monetary Authority
“We have just found out that Macau has adopted this new technology. We will be studying this technology to see if this can enhance security,” authority chairman Norman Chan Tak-lam said after a Legislative Council meeting.
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“There are still other possibilities. For example, some people are suggesting whether fingerprints verification can be deployed. Can this replace the use of password or should the two be used at the same time?...Now that Macau has this new technology, we are happy to study.”

Chan made the remarks as official figures showed that the number of suspicious transaction reports received by the police skyrocketed from 23,282 in 2012 to 76,590 last year, leaving investigators struggling to cope. Meanwhile, the number of convictions sank from 160 in 2012 to 102 last year.

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Earlier this month, Macau announced the move to use facial recognition to scan bank card users at ATMs across the former Portuguese enclave to tackle money laundering and capital flight. The high-tech screening system will first be installed at ATMs in and around casinos before being extended to cover all 1,300 cash machines. All holders of mainland-issued China UnionPay bank cards “will be required to scan their mainland identity card and undergo a facial recognition check” to draw cash.”

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