The price of freedom

Illustration: Emilio Rivera

Does it ever feel like all your money disappears on bills? That you are not really working for yourself at all, but rather for your landlord, a host of utility companies and the local food store?

Tuesday, 9 April, 2013, 4:42am

Smart Money

Some useful expense management resources:


19 Sep 2011 - 12:00am

Lawmaker's ads challenged in court

Lawmaker Samson Tam Wai-ho's seat in the Legislative Council has been challenged in court by his election rival Charles Mok.

Mr Mok filed an election petition in the High Court on Tuesday, seeking a determination from the court on whether Mr Tam was properly elected on the basis of alleged 'material irregularities'.

13 Nov 2008 - 12:00am

Manage your affairs for marital bliss

Money is often cited as a one of the major causes of marital conflict, so to avoid arguments and misunderstandings, it is important to sit down with your partner in order to discuss the details of income, expenditure and longer-term financial goals.

8 Mar 2008 - 12:00am

How to do a budget

A budget is like a map to help you navigate your way safely and avoid getting lost.

1 List all your expenses. You need to include everything.

2 For a week or a month, note down all that you spend, by category (food, clothes ...).

3 By looking at how much you spent, anticipate how much you plan to earn and spend for the coming months.

19 Nov 2007 - 12:00am

Ways to control your expenses

There are different types of expenses that you need to consider when planning ahead.

Fixed expenses: the amount and frequency are always the same (example: rent).

Variable expenses: you know the frequency but the amount changes (example: phone bill). Make sure you keep money for them!

19 Nov 2007 - 12:00am

MPF fees may halve payout: watchdog

Warning on pension fund costs

People could end up paying more than half of their total retirement benefits to banks, insurance companies and other fund management firms in fees to look after their pension investments, a Consumer Council study has found.

17 Jul 2007 - 12:00am

HR services officer needed at leading bank

An international bank is seeking to recruit a human resources services officer.

ABN Amro is committed to continually improving its customer experience and achieving its goals through the continuous development of its people, technology, products and communications.

4 Dec 2004 - 12:00am


In addition to implementing Stephen Brown's lucid proposals for balancing the budget (South China Morning Post, November 27) the government should also think about first corporatising then privatising some of its services. This can be done in a variety of ways.

5 Dec 2002 - 12:00am

Survey reveals SAR firms turning to economy-class cost-cutting methods but operating expenses could be further reduced

CUTTING BACK ON travel and entertainment (T&E) expenses has been an ongoing mission for Hong Kong companies this year, even before the devastating events of September 11 cast a pall over business on the move.

18 Nov 2001 - 12:00am

Swire loses, I-Cable gains from changes

New accounting practices for dealing with pre-operating expenses could allow i-Cable Communications to break-even as early as this year, according to analysts.

14 Aug 2000 - 12:00am

Dotcom rules expected to have impact on conventional business

A move by Hong Kong's accounting regulator to put an end to the practice of capitalising pre-operating costs is expected to hit second and third-line manufacturing companies.

A guideline issued by the Hong Kong Society of Accountants (HKSA) on Wednesday was directed particularly at high-technology start-up firms.

22 Apr 2000 - 12:00am

Businesses advised to check the basics

As the various MPF service providers continue to launch their products, it is becoming an increasingly competitive and somewhat confusing marketplace for employers. How should they decide which MPF service provider to choose? It is not an easy question because each service provider will want to promote their relative strengths and downplay their relative perceived weaknesses.

15 Mar 2000 - 12:00am

Little clarity on legal expenses

A consultation exercise is under way to allow the public to comment on how best to shape the rules for the Legislative Council elections, scheduled for September 10. Past experience suggests only a few with vested interests will bother to submit their views to the authorities.

22 Feb 2000 - 12:00am

Midland to cut provisions for bad debts

Midland Realty (Holdings) expects to make a smaller provision against bad and doubtful debt this financial year due to an expected decline in forfeitures of second homes.

11 Jun 1998 - 12:00am