Home Insurance

Ask Melanie: Home contents insurance

If you cannot afford to repair or replace something when it is stolen or damaged, it's worth having home contents insurance.

Is it really worth insuring my home contents?

Monday, 3 December, 2012, 4:26am

When it comes to your home insurance, make sure all the bases are covered

Home insurance has evolved. Many policies now offer personal liability coverage, while others insure valuable belongings (such as cameras, laptops and jewellery) when you take them off your property. Some policies cover these items anywhere in the world.

2 Jan 2012 - 12:00am


With illegal structures found in the properties of top officials, such as Chief Executive Donald Tsang Yam-kuen and Secretary for Education Michael Suen Ming-yeung, it is clear many people believe they can do whatever they like with their homes.

24 Jun 2011 - 12:00am

Homebuyers stage a sit-in for compensation

More than 100 homebuyers took part in a peaceful 'stroll' and sit-in in Shanghai yesterday, drawing attention to their fight for compensation for apartments that they bought in a complex where a building collapsed last month.

13 Jul 2009 - 12:00am

Watch this space

Public space has been an issue of concern since the beginning of the year, when some civic groups and individuals challenged property developers for privatising public land. Their actions subsequently revealed widespread abuse by developers, a situation known to the government but long covered up.

15 Nov 2008 - 12:00am

Insuring artwork

Protect investments by taking out a policy and taking good care of the piece

16 Apr 2008 - 12:00am

Home cover solves a flood of problems

Hong Kong homeowners often overlook taking out insurance policies and, as spring approaches and with it rain, flooding is a major consideration and should be insured against.

You could be protected from a potential financial disaster with home insurance, but there are many variables.

2 Apr 2008 - 12:00am

Immaculate conception

FLICKING THROUGH the pages of glossy homes magazines, you'd be forgiven for wondering how real people could live, cook, entertain, do laundry and generally relax in dwellings that are so picture perfect. No doubt, some do manage it. But the pictures on those pages are the result of a lot more work and preparation than a quick tidy-up before the photographer arrives.

23 Mar 2007 - 12:00am

Ready when disaster strikes

Hong Kong's typhoon season kicked off last week with Typhoon Imbudo reaching signal 8, sending people scurrying home to secure windows and balconies. But although seasonal storms sweep in at this time every year, few residents have home insurance that would allow them to replace their worldly belongings should storms damage the inside of their flat or house.

27 Jul 2003 - 12:00am

10 Things to watch out for when...Reviewing your insurance coverage

Numerous policies: Combining all your policies with one insurer is not necessarily cheaper but you can get discounts if you pool them.

Deductibles: Check these to see if they are too low. If raised, you can cut your costs.

28 Jan 2001 - 12:00am

Home loans should be safe as houses

As innovative insurance products keep coming on to the market, home insurance remains a focal point for insurers. As Internet business develops, simple insurance products such as home, health and travel are increasingly being sold online.

6 Aug 2000 - 12:00am

Homeowners slam new rules

Homeowners yesterday joined property agents in a rally against new regulations which supposedly protect their interests in transactions.

The regulations require property consultants to provide comprehensive information on the owners and the properties up for sale.

22 Nov 1999 - 12:00am

Policies demand careful scrutiny

AS the home property market picks up, more first-time buyers will be considering burglaries, landslides and other hazards that threaten what for most will be the biggest single investment they ever make.

7 Apr 1996 - 12:00am