• Sun
  • Sep 21, 2014
  • Updated: 9:27am

Investment Products

Banks fight back against online investment products

The mainland's bricks-and-mortar banks are launching a counterattack against the assault on their business from Alibaba and other internet heavyweights, in an attempt to staunch the outflow of bank deposits into high-yielding online investment products.

Tuesday, 25 February, 2014, 12:57am

How banks fare on investment advice

Hongkongers buy most of their investments through banks. They count on bank staff to recommend good instruments that suit their investment needs, income and risk appetite - rather than products that just help the adviser hit his sales quota.

17 Jun 2013 - 5:17am 1 comment

Brokers fear burden of new investor rules

The Securities and Futures Commission last week released a consultation paper to collect views over the next three months on a range of proposals to increase regulatory requirements covering the sale of complex and risky investment products to "professional" investors, who are defined as experienced investors with portfolios valued at more than HK$8 million.

23 May 2013 - 4:39am

US ethics watchdog hails SFC plan

A plan by the Securities and Futures Commission to tighten rules on investment-linked insurance products will bring the city into line with international efforts to prevent mis-selling and promote investor protection, according to an international financial planning expert.

22 Apr 2013 - 2:50am

Time for action on insurance investment-linked products

The best news heard last week is that our securities watchdog will look into the regulation of investment-linked insurance products - a good move that should have come earlier. But it is still not too late.

26 Feb 2013 - 4:51am

The black hole that is wealth management products

Wealth management products are becoming the object of suspicion and worry on the mainland. Investors have little idea where the money they put into these products ends up.

14 Feb 2013 - 4:53am

Relaunch of bond futures trading in sight

Beijing is preparing to officially launch government bond futures after a successful simulated-trading experiment, in a move towards liberalising the interest-rate mechanism.

17 Jan 2013 - 4:22am

Understanding internal rate of return

Internal rate of return, or IRR, is one of those concepts bank staff wheel out when they are selling investments, particularly savings and pension plans involving a series of contributions.

The concept has its use. This problem is that outside of professional financial circles very few people understand what IRR means.

7 Jan 2013 - 4:31am

What will the banks sell in 2013

The new year has arrived and times are changing. There is less gloom about the euro zone, the United States steered clear of its fiscal cliff and the mainland economy seems to be spluttering back into shape. This has implications for investors.

7 Jan 2013 - 4:31am

The pitfalls of investing in ILAS

In 2010, Li (who asked that her full name not be revealed) started a new job with a higher salary. Her wealth planner, who worked for a global bank, advised Li to invest in a pension plan sold by a major insurance firm.

She agreed to the idea and committed to pay US$4,200 a month into a five-year pension investment.

17 Dec 2012 - 5:31am