Loan to Value

'Ease deposit rule so we can buy homes'

Middle-income earners are appealing for restrictions on mortgages to be loosened as the housing market rebounds and sales of higher-end properties surge.

Wednesday, 21 March, 2012, 12:00am

Tips on securing an overseas mortgage

Sun and sand, or snow and skis - we all have our vision of the ideal holiday home.

But when you finally decide to buy it, if you are not one of the wealthy few who can pay cash outright, you will need to find a mortgage.

27 Feb 2008 - 12:00am

Banks focus on service and variety

AS THE MAINLAND'S home mortgage market is not as competitive as Hong Kong's, most banks tend to attract customers with better service and greater product variety rather than price cutting.

Buyers can secure mortgage loans in yuan, Hong Kong or US dollars from mainland and foreign banks for luxury properties.

19 May 2006 - 12:00am

Mortgage cover grows

Hong Kong Mortgage Corp today will expand its mortgage insurance cover for uncompleted flats from 85 per cent to 90 per cent of the loan-to-value ratio. This will allow buyers of uncompleted flats to borrow mortgages equal to 90 per cent of the flat's value. Without the cover, buyers can only borrow 70 per cent.

20 Jul 2001 - 12:00am