THE fall in the Hong Kong dollar has not been big enough to convince savers to shift their funds out of the territory's currency and into US dollars, say bankers who feel the fall is too negligible to worry small investors. Citibank vice-president and director of banking Peter Wong said: 'I think at this point of time, the big effect has not yet been seen. I do not see investors angling to move funds.' Hongkong Bank head of retail marketing Eric Tai agreed it was too early to judge. However, bankers said a prolonged fall could see a small shift to other currencies. Standard Chartered Hong Kong treasurer Stanley Wong said: 'A future fall could probably lead to a little switch for some smaller investors.' Mr Wong said the past few months had seen a gradual switch to fixed deposit accounts, although this was normal because of the consolidation in the stock and property markets.