EVERY company likes to advertise its celebrity customers, and yesterday was the turn of insurance firm Top Glory. 'Top Glory gives me something I place great importance on,' says the celebrity. 'This something is called peace of mind.' The celebrity is Simon Murray, the chap who used to run Hutchison Whampoa. This can't have been a difficult policy to sell. Top Glory is controlled by Li Ka-shing and his son Richard, and given that Li Ka-shing was Simon's boss at Hutchison Whampoa for years, we're sure Simon knew the right thing to do when he heard Mr Li was moving into the insurance business. The strange thing is that Superman Li himself, the last time he was asked, admitted that despite having stakes in two insurance firms, didn't have any insurance himself. Those who remember Simon's abrupt departure from Hutchison will be entertained by the fact that the headline over Simon's photo says: 'The thing I've learned is that everything in life depends on having the right partner.' The territory's former equivalent of Batman and Robin were back in business again briefly yesterday. Old Mr Li was sparring with reporters in the Sheraton Hotel yesterday waiting for the Cheung Kong annual general meeting to start, when in strolled Simon. 'Oh Simon, how are you?' shouted Mr Li, grinning so much his specs looked ready to fall off. 'You're looking older, but better . . . just like a banker!' Obviously, Li Ka-shing's bankers have all got grey hair and wrinkles, and given that they've got to look after the Li billions it's not surprising. Togetherness GOOD to see family values are still holding strong at Kowloon Motor Bus. The chairman is father of the company secretary. The vice-chairman is the brother of another director. There are two more brothers on the board, one of whom has a daughter as the company's PR manager. Also the purchasing manageress is a daughter of a director. KMB's new motto is printed on the front cover of the annual report. The first line is 'working together'. Well chosen. Take note LAST week's musings about ringfencing - the small print which would prevent customers of Citibank etc getting their cash from other bank offices worldwide if Hong Kong collapses - has brought some response. One sharp-eyed reader points out that Citibank's terms also say that if someone turns up at the branch with something that 'resembles' the customers signature, then the bank can pay out and the customer can't get the cash back - even if it was a forgery. Another points out that the territory is the only place in the world with ring-fenced currency - see the examples above, with an unringfenced example from the Bank of England for comparison. The chap at Hongkong Bank swears it's not a '97 thing - Hong Kong dollars have been ringfenced for more than century. He also explained something we've wanted to know for years - what exactly is the bank promising to pay you for your $500 note? Answer: 50 $10 coins. Or if you're unlucky, 5,000 10 cent coins. Coins are real money issued by the government. Banknotes are only foldable, portable ways of carrying huge amounts of coins. So that's where they've all gone. In a word YESTERDAY'S Preliminary Working Committee conference of the worthy but dull was a bonanza for speech-writers. There's an increasing tendency for bigwigs to use the services of this breed. David Li Kwok-po gave speech credits that would grace an Oscar ceremony - two main credits and seven subsidiaries. Sir Alan Walters will have boggled a few minds by citing Scotland and England as proof that one country, two systems can work. Although Scotland has its own legal system, the only difference over the border is that the other side speaks funny and has different public holidays. Name game AFTER the fuss over the 'Goldlion Paris - France' ties, we were amused to discover the latest product line from SAS Dragon Holdings. This is a firm based in Hong Kong, traded on the Hong Kong exchange, and with its management all Hong Kong people. Their new clothing line is called 'Juan Monte Carlo'. It's made under licence so don't worry - some clerk in the mailroom hasn't been asked to change his name from Chan Dai-man to Juan Monte Carlo so they could lay claim to it.