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Loans on offer to help set up hi-tech ventures

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SCMP Reporter

The Hong Kong Industrial Technology Centre Corp has launched a loan fund to support technology companies and a Techlink database to cultivate partnerships in the industry.

Chief executive James Liu said the fund would help young entrepreneurs start high-technology firms.

'We want to encourage research and development, but because of [high risks involved] people have been less inclined to invest in technology companies,' he said.

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The loans will cover multimedia and networking, telecommunications, software and systems, and microelectronics. Up to $300,000 per company will be available and come from the group's Seed Capital Fund of $5 million.

Double the amount borrowed will have to be repaid, but only once a company achieves profitability. 'If the company does not make it, we have lost that loan money, but if they succeed, we share in the profits,' Mr Liu said.

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Companies must be small and new to be eligible. The group requires a personal guarantee of 20 per cent of any loan and for the start-up to match its contribution. The application period runs from February to April.

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