Communications industry workers won pay rises averaging 20 per cent during 1994-95 - the highest in the service sector - a government survey shows. This took average pay in the industry to more than $208,000 a year. Employees in the insurance industry had an average pay rise of just 16 per cent and earned an average of $241,000, the survey found. It attempts to identify changes in key features, such as number of employees, operating expenses and business receipts, in the service sector. The communications industry, which was being deregulated during the period and recording strong sales of mobile telephones, posted an 18 per cent rise in business receipts to $46.5 billion. BZW Asia senior economist Connie Leung Woon-ho said the survey year was dominated by a weak property and stock market. This was reflected by an 8 per cent fall in business receipts for the finance industry to $96.8 billion and modest gains of only 7 per cent to $69 billion in business services. Growth in services compensated for declines in manufacturing volumes and employment. In the period 1980-1995, employment in manufacturing fell at an average annual rate of 5 per cent. Contribution by services to gross domestic product rose from 60 per cent in 1970 to 84 per cent in 1996. The value of service exports exceeded that of domestic manufacturers and ranked the territory ninth in the world as a service exporter. In 1995, there were 694 businesses involved in communications, covering telephone, telegraph, courier and radio-paging firms employing about 37,000 - a rise of about 6 per cent from 1994. There were about 2,500 establishments involved in general and life insurance and agencies and related services employing nearly 30,000, a rise of 8 per cent. The insurance industry generated receipts of $46 billion in 1995, an increase of 11 per cent. Business services remained the biggest employer with 114,000 workers, despite static jobs growth during the year. The number of new establishments rose by 6 per cent to just over 23,000. Financing posted the biggest rise in operating expenses at 5 per cent to $34.7 billion.