LOOKING chic from finger tips to toes means regular manicures and pedicures. Beautician Ms Ivy Kwan, at Roger Craig in the Island Shangri-La Hotel, offers a variety of manicures and pedicures. All include a hand or foot massage, a relaxing and probably the most enjoyable part of the process. Ms Kwan said the first step was to chafe away dry skin around the nail with a soft sandpaper filing machine. Nails are then cut and filed into the desired shape. ''A cuticle softening cream is applied, and when the delicate skin around the base of the nail is soft enough, it is gently pushed back, to form a smooth crescent.'' The hands are washed and hand cream applied, before a hand massage. Once the nails are prepared, a base coat is applied, followed by two layers of the chosen colour. This basic manicure costs $110. Extension nails are available. A layer of fixing gel is placed on the original nail, and a false nail placed on top. French manicure is also available at $130. It involves painting the tip of the nail white and then covering the whole nail with two coats of pale pink polish.