Jobless people are too ashamed to claim welfare payments, even though most have to rely on cash loaned by friends or family, according to a survey released yesterday. People needed to change their attitude to take advantage of financial aid when they needed it, said Ip Kwok-fun, vice-chairman of the Confederation of Trade Unions which conducted the study. Not one of 200 unemployed people surveyed last month had applied for the Comprehensive Social Security Assistance which, in the absence of state unemployment insurance, is the only aid available. 'They should change this attitude. It's what they deserve,' Mr Ip said. To qualify for CSSA, applicants cannot own property or have large savings, but Mr Ip said people should not have to use up savings or lose their homes to receive help. 'New immigrants have an easier time qualifying for welfare because they don't have any assets, but it's hard on the long-term residents,' he said. In the survey of 200 jobless people who sought help from the union in the past seven months, 44 per cent were relying on their family and eight per cent were borrowing money from relatives and friends. Another 36 per cent were living off savings. One woman, Dorothy Lai, said she had worked for 30 years stitching sweaters, but she did not apply for welfare after losing her job 18 months ago because her mother felt it was too shameful.