A woman who says she was tricked into having sex with a stranger yesterday told a court she did it because she loved her husband and thought it was the only way she could help him. She told the District Court that a man posing as her husband had convinced her over the phone to meet accused To Kwok-hung for sex and give him $15,000. The woman, 49, testified that the man called her on January 31 and said he owed $150,000 to Macau loansharks. He said that the debt would be cancelled if she slept with a loanshark. To, who worked in a hair salon, posed as the loanshark, the court heard. 'I said to [the caller]: 'You are my husband. There is no other method now. I have to go as I really love you',' she told the court. To, 31, denies five charges of procuring an unlawful sexual act with false representations and three of obtaining property by deception. The woman testified that she spoke to the man claiming to be her husband several times on the phone before agreeing to the deal. She said that at one point she suspected he was not her husband, but he had said his voice was rough because he had been playing mahjong until late the previous night. She was told to go to the Fairyland Inn in Yuen Long, where she had sex with the defendant, the court heard. When she got home, she immediately received a call from the man posing as her husband. He said: 'Sorry my dear, but you have to go back again,' she told the court. She later went back to the villa and again allegedly had sex with the defendant. When questioned by prosecutor Malcolm Nunns, the woman said she rarely saw her husband as he worked night shifts and she worked during the day. She told the court she called police when she spoke to her husband and realised she had been tricked. Mr Nunns has told the court that To had tricked another woman, aged 46, into performing oral sex on him and giving him $500 on January 2. To was arrested at his flat in Tin Yiu Estate, Tin Shui Wai. The trial continues before Judge Brian de Souza.