A former lead violinist with the Hong Kong Philharmonic Orchestra who tripped over his dog's leash is suing an insurance company for more than $1.8 million. Marcus Arnold Lehmann, 48, claims the Insurance Company of North America did not advise him to apply for benefits under three policies. The former musician tripped over his dog's leash in Victoria Park on August 9, 1993, injuring his lower vertebrae, according to a writ filed in the High Court. The injuries resulted in 'permanent incapacity as a violinist, resulting in him having to retire as a professional musician or teacher of music', it says. Mr Lehmann made claims under two policies less than two months after the fall. However, he alleges the company failed to advise him to apply for various kinds of benefit, including an annual $100,000 payment for 10 years for total disability. 'Mr Lehmann has suffered the lost opportunity of receiving substantial sums and thereby be in a position to receive full or adequate medical attention and facilities,' the writ says, adding that timely treatment would have relieved his condition. Mr Lehmann has been jobless since the accident.