Sunday Money has a new look and a new focus. In addition to our regular news and analysis, we will offer readers an expanded coverage of the latest developments in personal and family finance. An enlarged staff of specialist writers and guest columnists will explain how rapid changes in personal finance and the markets will affect you and how to make the best of them. Hong Kong is undergoing a revolution in the development of its personal-finance industry. The creation of the Mandatory Provident Fund and the expansion of the local insurance industry are just two of the features that will be featured in coming weeks. Contributors from the industries will give their personal insight into developments and how they are likely to affect you and your family. Each week will look at a luxury property on the market in Hong Kong. How much does it cost and what do you get? We will also look at the business of collecting art - this week we feature historical China Trade paintings. Other features cover the tax implications of stock options, the inside working of the Federal Reserve Board and practical advice on estate planning. Of course, the old favourites are still with us: K.L. Law moves to the back page and Doonesbury is on Page 8. We are also starting a series giving advice on how to read the markets and stocks, beginning today with a look at the 'head and shoulder' theory. And we have given a new look to our investment fund pages, which are provided by Standard & Poor's Micropal. All in all, more information and better value.