Stanley Ng is your typical Hong Kong man: he was born here, went to the United States for higher education and then started work in the financial industry. Another typical Hong Kong male trait is that he does not exercise 'because of no time', and when he does have time, he goes to yam cha with his friends and talks about the stockmarket. He could be considered a veteran of the local financial market, as he has been a research analyst for more than 14 years. He is often quoted in newspapers as reporters appreciate his in-depth knowledge of the market, his prompt comments and above all his patience with them. Before he embarked on the career of an analyst, Mr Ng had a brief encounter working in the local textile industry during the late 70s, when the industry was at its peak in Hong Kong. 'When I joined the (textile) industry after graduation from Hong Kong Polytechnic, I often heard stories that people got 30 months of salaries as bonus,' he recalled. It did not take long for him to realise that textiles were a sunset industry with little prospects, and the 30-month bonus talk was bogus talk. He decided to go back to school. Mr Ng packed his bags and headed for the United States to study business administration and finance, which he believed had a bright future in Hong Kong. After receiving a Bachelor degree from the Tennessee Technological University in 1983, he came back to Hong Kong with renewed hope. Unfortunately, 1983 was a difficult year following the Hong Kong stockmarket crash in the wake of Britain's decision to hand back Hong Kong to China. With no jobs in the financial industry, Mr Ng went back to the US, this time to study for his master's degree in finance from Texas University. On his return in January 1986, the financial climate had improved and he was able to find a job as a financial analyst in a small local brokerage. Since then Mr Ng has served a number of brokerages. Mansion House Securities, a local listed brokerage where Mr Ng now works as the head of research, provides him his seventh job in the equity research field. 'People burn out very fast in this industry. You keep yourself going by changing the environment and the sectors you do research on,' he said. 'This industry is unique: Everyday there is something new to affect your views on the companies, on the market and your investment decision,' he explained. 'And if you spend a lot of time doing your research and come up with recommendations that prove to be right and that make your company and clients a lot of money, it is very rewarding,' Mr Ng said with a smile. He is proud to have a 70 to 80 per cent accuracy rate on recommendations. 'If it is 50 per cent, it is no good,' he chuckled. The job of a financial analyst is hard work and the hours are long. Mr Ng usually works from 8am to 7pm, and those are normal days. 'But when big companies like Cable and Wireless HKT or Hutchison Whampoa announces a major deal after the market closes or HSBC announces its annual result in the late afternoon, you have to come up with a full analysis of its impact and consequences to the companies before next morning. 'There is no fixed schedule for the job,' he said. 'You do have to love this job very much,' Mr Ng emphasised. 'Otherwise sitting in the back room, working on the spreadsheets, and analysing companies' annual reports day and night could be very boring.' At 44, Mr Ng has two young children - one three years old and the other one two - who consume most of his time and energy after work. 'In this industry, most people marry late, due to the very rigid schedule, the demanding deadlines and the common 11 to 12 hour days.' To the outsider, the job of financial analyst seems quite enviable; the seven digit income with fat year-end bonuses, frequent overseas travelling and five star hotels all the way. However, for Mr Ng who has worked in this profession for more than a decade, it is hardly glamorous. In contrast to the lifestyle in an international investment house, he says, the local ones usually involve very little travelling and may pay as low as HK$10,000 to HK$15,000 for the entry level jobs and the financial rewards move up and down along with the fortunes of the market. 'When I first started, I just made a few thousand dollars a month. Six years later, I was making ten fold. Now? it is less than before,' he said rather cryptically. His financial goal is to make HK$30 million to HK$50 million before he hangs up his boots. 'Then I can retire, with no financial pressure.' He says he may travel around-the-world, to make up for the time lost in working and raising his children. 'I used to drive all over America to see different places during the holidays. I have not done much travelling in the past three years since my kids were born,' he said. With the demanding task of balancing his work and home, it is understandable that he 'does not find time to exercise'. He explains that, in his early years, he used to play sports such as tennis, swim, and play Mahjong all night long. Now, when it is a holiday, he prefers to meet up with friends with kids for Dim Sum, mothers sharing tips on child care and education and fathers betting on next week's star performers. 'I guess at different stages of life you do different things,' he said reclining comfortably into his armchair, ready to draft another research report.