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HSBC are HOT on online security. They don't want anyone accessing your account and pilfering your savings.
That is why online@hsbc issues tips for creating a secure user ID:
Do not only use your name, but create something unique.
Do not use user IDs from other Internet sites.
Use a combination of letters and numbers.
Pick something you will remember without writing it down.
Eg cOaL5835D, T5o2M1, A1frica4 .
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