Vicky Kwan Wing-wah is a third-year HKUST student and a major in Information Systems and Finance. She studied at New York University under the HKUST student exchange programme, and also received a Citigroup Young Fellowship. 'The service was comprehensive,' said Ms Kwan of the exchange programme. 'There were two orientation programmes,' she said. 'One was organised by the office for international students and scholars, and the other by the Leonard N. Stern Business School.' This exchange programme is one of the four Enrichment Programmes organised by the HKUST School of Business Management (SBM). 'Since there were many exchange institutes for me to choose from, I had a hard time ranking my priorities as to which universities,' she said. 'I was selected for the exchange to New York University, which was my first choice.' Ms Kwan found the teaching style at NYU similar to that at HKUST. One big difference, she noted, the high level of teacher-student interaction at NYU, compared with HKUST. Ms Kwan was enthusiastic about all aspects of the exchange experience. 'It was my first time in New York, and everything was new to me. I think New York is similar to Hong Kong. Both are busy, full of energy, skyscrapers, and people. I like both cities very much,' she said. 'My fellow students at NYU were friendly. I spent a lot of time working with my classmates, whom I found highly innovative. 'They all have interesting project ideas, and work most efficiently. I had a great time working with them.' The Citigroup Young Fellowship Programme is designed for SBM exchange students. It includes a scholarship and a summer internship at Citigroup. Four undergraduate students, including Ms Kwan and an MBA student, were awarded Citigroup Young Fellowships and assigned to different departments at Citigroup, according to their studies and interests. Ms Kwan was assigned to the Global Consumer Banking (Citibank), Bankcards, eChannel team, which is responsible for credit card acquisition via the Internet in Hong Kong. 'This job is related to my studies because e-commerce is one of the study areas for IS majors. 'Thanks to this internship at Citibank, I have learnt more about the credit card industry in Hong Kong, and especially e-commerce in the credit card market,' she said.