A scholarship scheme is offering students a chance to study at leading universities in the United States and Britain. The Hang Seng Bank Overseas Scholarship Scheme is inviting applications from outstanding Hong Kong and mainland students for the 2003-2004 academic year. Twenty-eight students have already benefited from the scheme, which was launched in 1996. Scholarship recipients should have an outstanding academic record and strong leadership skills. Commitment to the community is also important. Local recipients are required to work in the SAR for three years upon completion of their studies. Application forms for the scholarships can be obtained from the Student Financial Assistance Agency or you can download the forms from the bank's Web site ( www.hangseng . com). The application deadline is January 30.