New products

A NEW risk-assessed revolving loan from Dao Heng and DBS Kwong On Bank gives preferential interest rates to low-risk customers. Customers can receive upfront preferential rates as low as prime, now at 5 per cent. If the loan is not repaid on time, a second set of higher interest rates will apply to the outstanding balance. The loan is targeted at conservative customers with good payment records and annual income exceeding HK$240,000.