Following up on yesterday's article on impulse buying, here are some guidelines to help you avoid blowing all your cash on things you'll never need. 1? When you've got cash in your pocket, go shopping with friends. They'll put you right if your judgment goes awry. If you get the urge to splurge, ask your friends what they think first. But watch out - sometimes having friends around can work the other way. They might persuade you to buy something you really don't need. 2? If you're alone and spot the ultimate gizmo or style, and feel that you must have it at that moment - resist! While in the presence of the alluring item, it's difficult to think rationally. Just walk away and return to your senses. Out of sight, out of mind! 3? Take a walk to two other shops and compare prices. You might save money and it means you have to perform tip number two twice. 4? Set priorities for your spending. Without priorities, it's easy to be seduced into buying whatever catches your eye. You're at Pacific Place and see something you want. You can't think of anything else you want more at the time, so you buy it! If you prioritise, you can save money for something you really want. 5? Be aware of the buying environment! Take the initiative and learn to recognise items you don't need. Stores count on impulsive spenders, and actually arrange their products and locate their stores accordingly. Many mobile phone shops, DVD, and clothes stores are in Causeway Bay and Mong Kok, where young people go in large numbers. Music shops place genres on the same aisle, which is helpful, but also serves to lure spenders into buying more than they came for. Obvious but effective! 6? Recognising impulse buying behaviour can help a person control the urges before they become serious. Thinking about your purchase can help you decide whether it is necessary and keep you from mindlessly spending money on a useless item. Be honest and ask yourself why you are buying a particular item.