A member of an organised criminal gang assumed the identities of several people in an attempt to hijack their personal bank accounts and those of their employers as part of a complex fraud scheme, a jury heard yesterday. In the Court of First Instance, Wan Kwong-chiu, 47, denied one count of conspiracy to defraud, dealing with the proceeds of an indictable offence, theft and fraud. Prosecutor Kumar Ramanathan said the gang carried out the crimesbetween January and February last year. He said the gang would make fraudulent applications for company cheque books that were later collected by its members using genuine identity cards with false photographs. Cheques were then drawn from the company accounts and deposited into bank accounts which had been opened with the same identity cards. The scheme also saw the gang swindle money-exchangers by asking the businesses for their bank accounts and depositing fraudulent checks in exchange for yuan. Mr Ramanathan said that in order to avoid being caught, the gang would arrange for the bank to have on its records telephone numbers that belonged to one of the members. The members would then confirm the transaction if the bank had any queries, he said. Mr Ramanathan added that the gang tampered with their victim's telephone services so the bank was unable to contact the genuine account holder when the scheme was being played out. 'The prosecution says the defendant was a member of this gang and was involved in carrying out the offences,' he said. The court heard that the gang's managed to swindle 1.4 million yuan (HK$1.3 million) and $3,13 million. Mr Ramanathan said police caught the defendant in a trapas another fraudulently obtained cheque book was due to be collected. The trial continues today before Mr Justice Thomas Gall.