Three men and a woman were last night charged in connection with the theft of $55,000 through electronic banking fraud, police said. The alleged fraud involved illegally acquiring personal information about bank customers, setting up internet accounts in the victims' names, then transferring funds to another account. The four were charged with accessing a computer with criminal or dishonest intent and dealing with property known or believed to represent the proceeds of an indictable offence, police said. The four will appear in Kowloon City Court today, while another man, 21, who was also arrested, was released on police bail pending further inquiries. Thirteen internet bank accounts were opened illicitly in the names of actual customers at a major Hong Kong bank between August 6 and 7, police said. The customers' funds were transferred into the illicit accounts, then a total of $55,000 was moved from nine of the 13 accounts to another account. The money was then withdrawn immediately through an automatic teller machine or in person from a branch of the bank, police said. In response to a complaint from the bank on August 20, officers from the Technology Crime Division of the Commercial Crime Bureau took up the investigation. Those charged include a worker at the bank and a former staff member, now working at another bank.