Shanghai unveils plans to make low-cost health insurance available to all The city has announced plans to broaden social security coverage for its 3 million migrant workers after the highly publicised case of a housekeeper without health insurance who suffered an injury at work. Only 770,000 of Shanghai's migrant workers have health insurance and pension schemes, and the city aims to raise this number to 2 million by the end of the year, state media said. Experts say migrant workers flowing to cities in search of work have little access to social services and face discrimination from local authorities. Migrant workers make up one-third of Shanghai's workforce, mainly holding jobs in the construction and service industries. Shanghai also plans to make low-cost insurance covering work-related injuries available to domestic helpers by the end of June. The policies, to be offered though commercial insurers, cost 30 yuan a year and offer coverage for medical care of up to 100,000 yuan. Inspection teams will be sent out later this month to check for compliance with labour laws, especially for migrant workers. Some companies avoided paying social security benefits, required excessive overtime, withheld salaries or failed to pay the minimum wage, reports said. Shanghai regulations state workers cannot spend more than eight hours at work a day or more than 44 hours a week. The city has set the minimum hourly wage at 5 yuan and the monthly wage at 570 yuan. The moves to provide social services to migrant workers comes after a call by top leaders at the on-going National People's Congress in Beijing and the case of housekeeper Zhou Dailan. Ms Zhou, 42, from the eastern province of Anhui, fell from a fourth-storey window while cleaning windows for her employer in December. She did not have any medical insurance and her employer refused to cover the whole cost. Local media took up her case and started a fund-raising campaign. But many of the city's migrant workers are still in need. Ms Zhou's doctor, Wang Yiyi, says most Shanghai migrant workers lack health insurance.