A BANNED driver with suspended jail sentences was told by a judge that he had a ''virtual contempt of the law'' by driving while disqualified. Chan Kin-fin, 24, a vegetable auctioneer, was jailed for a total of two years and three months, including two suspended sentences for earlier offences. He was disqualified from driving for four years and eight months. Chan had pleaded guilty to driving while disqualified and driving without third party insurance. He was also found guilty by Judge Hartmann in the District Court of handling stolen goods worth $892,000. On July 19 last year, a gang of at least four unknown men armed with knives subdued a security guard at a Yuen Long godown. More than 2,750 rolls of cloth were taken away in a stolen goods vehicle. About four hours later the van was seen in Castle Peak Road. The police were told and it was intercepted. Chan was at the wheel. He admitted he was driving the van for $5,000. His counsel, John Cagney, said Chan did not know the value of the goods and had no proprietary interest in them. He was only asked to drive. Judge Hartmann said Chan made ''a cold-blooded choice'' to drive again despite facing two periods of disqualification. The judge said Chan seemed to be spending his life drifting in and out of jail. Chan has previous convictions for assault, theft, robbery, taking a conveyance and fighting.