One of Hong Kong's most senior bankers and financiers, Ho Tim, has died aged 95. The Hang Seng Bank honorary senior adviser, who died on Saturday, spent the bulk of his working life with the bank. He joined when it was founded in 1933 before being appointed a director and general manager at the time of its listing in 1953. 'Dr Ho was a pioneer of Hong Kong banking,' said the bank's chief executive Vincent Cheng Hoi-chuen. 'His wisdom and dedication contributed enormously to the growth of Hang Seng.' The bank yesterday expressed its condolences to the family of the man who transformed it from a money-changer to the city's second-largest bank. A gold and commodity trader with half-brother Ho Yin, the Ho brothers quickly earned their name as a men with the Midas touch some 70 years ago. They also made big profits from exchanging dai yeung, the currency issued by the Chinese government in the second world war, for Hong Kong dollars. Ho Tim was the paternal uncle of Macau chief executive Edmund Ho Hau-wah. He was a director of New World Development and Miramar Hotel & Investment, and a former director of Sun Hung Kai Properties. Among his charitable works, he was a permanent member of the board of trustees of the United College of Chinese University of Hong Kong, and was one of the four founders of the $400 million Ho Leung Ho Lee Foundation in 1994.