'After such hardship, we deserve more' For public relations consultant Anna Lee Sui-wan, the biggest saving in her tax bill next year will come from her unborn child. The baby, due in August, will give her a $40,000 child allowance and reduce her salaries tax by $7,600. But without the baby, the salaries tax cuts announced by Financial Secretary Henry Tang Ying-yen would reduce her burden by $2,280. She described Mr Tang's action in cutting the marginal rates of the second, third and top tax bands by one percentage point as 'ridiculous'. 'I didn't expect much. But this deduction is just too small. There isn't much the taxpayers can save,' she said. Without the new baby she would save $190 a month - 'which is just enough for a dim sum lunch for my family every month. I also will have to choose a cheap restaurant otherwise we will go over budget'. 'Most people from the lower income group can save only $300 a year in tax or a mere $25 a month. This is just enough to buy some cakes in a bakery,' she said. 'We have gone through years of hardship and we deserve something better when the economy goes up strongly. I haven't had a pay rise for years but inflation is coming back and everything is more expensive these days.' Ms Lee, in her mid-30s, earns about $30,000 a month and supports her parents and two-year-old son, Darren. Her husband, Richard Lo, a finance manager at a multinational company, does not benefit from the cuts as he works on the mainland. Ms Lee said the government should quickly introduce a tax allowance for children's education. 'This is the thing that the middle class needs the most,' she said. 'We are paying a lot for our children's education. Donald Tsang Yam-kuen has asked us to have three babies and I am acting on his call. But I haven't had any positive response yet. The authorities should also offer us maternity tax allowances because the medical check-ups are very expensive.' The family, now renting in North Point, is considering buying a flat after the allowance for mortgage interest payments was extended. 'I have to do a lot of calculations first,' she said. 'We do not want to be in heavy debt.'