More than 2,000 secondary school students who graduated from a personal finance course this month gained a better understanding about how to manage their money. They took the Personal Economics Programme organised by Junior Achievement Hong Kong (JAHK) and sponsored by the Citigroup Foundation. The year-round course was open to Form Three and Form Four students. They were taught financial management skills by volunteers from Citigroup. A survey conducted at the end of the programme revealed that one out of four students among the 350 respondents had a personal budget. Moreover, 38 per cent were able to manage their money according to their budgets, the survey showed. Their interest in learning more about savings and interest rates also rose significantly from 13 to 22 per cent - their second favourite topic after investment options, such as the stock market. At the graduation ceremony, JAHK's chief executive officer, Vivian Lau, said: 'We focus on supporting students to budget for their family and their future. Their budgeting habits greatly determine their ability to manage their finances. 'By staying financially healthy, they enjoy more freedom to make informed choices and be empowered to realise their full potential.'