ONE of the most frequent grumbles in Hong Kong at this time of year is the cost of wine. For many people, Christmas is inconceivable without wine - red, white, sparkling and fortified - and lots of it. But connoisseurs say there is plenty of good, drinkable wine in local shops for under $100. We asked two people who know their cabernet sauvignon from their Chardonnay to recommend wines which complement the Christmas spirit - and the turkey. Barry Burton, chairman of the Hong Kong Wine Society, picked the best of the reds, while Chris Baker, director of the Wine School, tackled the whites. Prices quoted are from distributors, although these wines are also widely available in department stores and supermarkets. RED WINES Barry Burton recommends the value-for-money wines he looks for in hotels and restaurants. His first choice is the Monterey Cabernet Sauvignon 1991. The tasting notes are his own. Mildara Coonawarra Cabernet Sauvignon 1990: good solid fruit and one of Australia's best value cabernets. $98 from Caves de France. Lungarotti Rubesco 1989: Lungarotti always makes interesting wines. $94 from Fine Vintage. Monterey Cabernet Sauvignon 1988/1991: a fruity, minty cabernet from California, good value. $90 from Seagram. Marques de Caceres Rioja 1989: strawberry flavours in a classic Rioja. $97 from Kedingtons Wines. Chateau Bauduc Bordeaux Superieur 1990: good drinking from a chateau owned by an ex-Hong Kong resident. $98 from Jebsen. Rosemount Shiraz 1991: full-bodied with abundant flavour. It always feature in the Wine Spectator's top 100 wines. $94 from Jebsen. Concha y Toro Marques de Casa Concha Cabernet Sauvignon 1988: fruity, minty, full-bodied Chilean wine. $97 from Calbecks. Paul Jaboulet Crozes Hermitage 1990: 1990 was one of the greatest years in the Rhone Valley. Superb now but will keep for a few years. $96 from Remy Fine Wines. Villa Antinori Chianti Chassico Riserva 1988: a classic chianti. $96 from Remy Fine Wines Morgon Jean Descombes 1992: smooth and velvety from one of Beaujolais star producers. $99 from Olivier Hong Kong. WHITE WINES For the best value at this price range, Chris Baker suggests wines from non-traditional producers - New Zealand, Australia, South America, which have generally bigger and fuller flavours than those from the more traditional areas of the world. Some wines he has suggested are slightly over the $100 mark, but he says those extra dollars make all the difference in quality. Most of these wines go well with Chinese food. His best value choice is Cousino Macul Chardonnay from Chile ($82.50). The tasting notes are from the producers. Canepa Sauvignon Blanc 1992: a fresh wine with a refined, fragrant aroma enhanced by traces of vanilla derived from ageing in French oak barrels. Full bodied and well balanced. $84 from Force 8. Cousino Macul, Sauvignon Blanc 1992: a light fresh wine that mingles fruit with herbs. Good with seafood, vegetable dishes, dinner salads, breads and mild cheeses. $67.00 from Jebsen. Cousino Macul, Chardonnay 1991: Rich and lively, a perfect match with rich seafood and poultry dishes. $82.50 from Jebsen. Krondrof Chardonnay 1992/93: distinctive Chardonnay fruit character with oak overtones. It can be enjoyed young or left to develop in the bottle for three to four years. $98 from Caves de France. Santa Rita Medalla Real Chardonnay 1992: a spicy wine of crisp acidity, round and rich but delicate. $99 from Kedingtons Wines. Esk Valley (Hawkes Bay) Sauvignon Blanc 1993: subtle passionfruit aromas and lime characters on the palate. Light and fresh. $104 from Wine 'n' Things. Grove Mill (Marlborough) Chardonnay 92: rich flavour and high sugar while retaining crisp acidity. Good with Asian food, pork, chicken, seafood and salad. $130 from Wine 'n' Things. Villa Maria (Gisbourne) Chardonnay 1991: a dry style Chardonnay with intense fruit flavours and a hint of oak. $106 Wine 'n' Things. Capel Vale Sauvignon Blanc/Semillon: gooseberry and slightly herbaceous aroma. Crisp and dry it goes well with seafood, salads and lightly flavoured first courses. $122 from Pacific Wine Cellars. Tolleys Pedare, Gewurztraminer 1990: strong but soft, spicy aroma and similar palate but lighter than the nose suggests. Clean, crisp finish and good with spicy Asian cuisine. $85 from Kedington Wines.