Big sigh. This Saturday's shopping has been heavily frustrating. All the things you were dreaming of buying were too expensive. At dinner time, when you shyly alluded to an increase of your allowance, your parents' answer was 'Save for it'. The trouble is it is easier to say than to do. It is very often more tempting to have another tangible thing with us than money resting in a piggy bank. But then, your money is mostly used for little things and you always run out for bigger purchases or long-time projects. Saving is very important if you want to have enough money for future expenses and avoid debts. But it might be hard to do because tomorrow seems far away. How can you find the motivation? Firstly, don't save for the sake of saving. Write clear goals, whether it is a bicycle, a pair of shoes or this summer's outing. You will be able to make clearer choices. Don't forget to save for unexpected expenses too. Track the money you spend and you save: you can see how near you get to your goals. And you are more aware of the trade-offs you do with your money: if you buy this great game now, you delay by one month the purchase of the illustration software you planned to buy in your goals. Save first! Don't wait the end of the month to see how much is left of your allowance: put money aside as soon as you get your allowance. And keep it in a safe place ... a place where you are less tempted to take the money and spend it next Saturday.