You can win or lose with money

Stock markets around the world are crashing. Some banks are running out of money.

Could money be risk-free? Probably not. Money was created because it's convenient to use.

Before that, people used to barter. But bartering limited trade and economic growth. And it wasn't risk-free either. Goods could be damaged.

Money circulates and creates wealth. With money, people can set up a company, buy a house or finance their studies. Banks and financial markets help money go around. As money circulates, risk is difficult to avoid. For example, a company borrows money to buy a new machine to make Halloween sweets.

Business is good and the money made more than pays off the cost of the machine.

This is good investment, you may say.