A MAID used her employer's bank card to withdraw more than $300,000, then spent part of the stolen money on jewellery, the District Court heard yesterday. Merlita Dagang, 37, pleaded guilty before Judge Gould to 16 sample charges of theft totalling $90,000. But the court heard Dagang had in fact made 67 cash withdrawals totalling $312,500 from her boss Mo Chor-kin between June 1, 1992 and November 8, 1993 without his permission. She consented to the Crown's submission that the court should consider 52 other charges of theft before sentencing. Dagang secretly noted down the ''pin code'' of Mr Mo's bank card when his daughter was using it to withdraw money from a cash machine in April 1992. Dagang committed the first offence two months later. Each time, she took Mr Mo's bank card from his wallet and put it back after withdrawing cash. Before sentencing Dagang to 21 months' jail, Judge Gould said: ''This is a breach of trust case where the defendant had stolen from her employer.'' He said Dagang withdrew money from her employer's account an average of three times each month during an 18-month period. On each occasion, she withdrew a sum which amounted to about twice her monthly salary. The court heard she started working as a maid for Mr Mo on September 2, 1990 at a monthly salary of $3,000. The sum was increased to $3,400 two years later. Her employment was terminated on November 28, 1993. While accepting there was an element of restitution, Judge Gould said it only accounted for less than one-third of the sum. Defence solicitor R. P. Sabaratnam said his client committed the offences to pay for medical fees for her daughter and mother-in-law in the Philippines. But Judge Gould found that much less than one-third of the stolen money had been remitted to the Philippines and that her expenses on jewellery remained unexplained. Earlier, Mr Sabaratnam also asked the court to consider Dagang's guilty plea, her clear record and her remorse.