HOLDERS South China and favourites Instant-Dict have been given massive financial incentives to win tomorrow's Viceroy Cup final at the Hong Kong Stadium. Instant-Dict, who are playing in their fourth cup final in their third season in Hong Kong football, will collect a team bonus of $500,000 if they win their first major trophy. And the chairman of the South China Athletic Association, Albert Hung, has presented a blank cheque to team boss Bruce Mok - and told him to fill in the amount if the Caroliners were victorious. On top of these club bonus awards, the champions will collect an additional figure of around $300,000 from the sponsors. This amount includes $220,000 for winning the final and $31,000 for reaching the final - $15,000 for winning the quarter-final and $16,000 for winning the semi-final. The runners-up will receive $80,000 from the sponsors, plus $31,000 for reaching the final. The build-up to the 25th Viceroy Cup final began yesterday when both sides attended a news conference to set the scene for the biggest day of the football season in Hong Kong football. South China boss Mok said: ''The players are in for a bumper bonus if they win the final. The club's chairman, Albert Hung, has signed a blank cheque and we'll just fill in the amount after the game. ''Instant-Dict have played in three finals and have always been the bridesmaids. It takes little imagination to realise they are going to be the runners-up again this time. ''Our form may not be as good as theirs but a cup final is different - and we have experience in winning finals.'' South China coach Raymond Ng Wai-man was not quite as positive, however, adding: ''Instant-Dict's recent form has been very good and they soundly thrashed Eastern 5-0 in the semi-final, so they are going to be the favourites on Sunday. ''We are the underdogs so there will be no pressure on us and I'm hopeful our players will rise to the occasion, like they did when they beat Eastern 3-0 last season.'' Instant-Dict joined the Hong Kong League in 1991 and have reached three cup finals since then. They lost to Sing Tao in the Challenge Shield final and to Ernest Borel in the FA Cup final in their first campaign and were beaten in a penalty shootout by Eastern in this season's Challenge Shield final. One of the club's financial backers, Chow Man-hay, replied: ''Bruce Mok has always been wrong with his predictions and we are going to prove him wrong again on Sunday.'' And team manager Ben Choi added: ''South China have a long and proud history but they are only a shadow of their former selves at the moment. ''They have been a very ordinary side this season and I'm confident we can beat them for our first title.'' South China have reached the final 13 times in the competition's 25-year history and have been champions on six occasions - in 1972, 1980, 1987, 1988, 1991 and 1993. One tournament record which seems certain to fall is the gate receipts for a final. Last year, a total of $1,350,270 was taken at the gate of the half-completed stadium. On Thursday, the South China-Sing Tao semi-final attracted a crowd of 12,874 and receipts totalled $1,019,760. Organisers are confident of a 20,000-strong attendance for the final.